It has recently come to our attention that many seniors are wasting a huge asset. Specifically, over $70BB of life insurance policies are lapsing every year.

Many reasons contribute to this problem such as:

1) Clients no longer want nor can afford their policies;

2) They are taken by surprise with requests formuch larger premiums by the insurance companies, or

3) Lack of service and inadequate information being provided to them regarding the true state of the financial health of their policies.

Do you find yourself or your loved one in this situation?

Our office is concerned because many clients or their loved ones over the age of 70 depend on life insurance to fulfill their family and charitable bequests. The good news is there exists a method where policy owners can often convert the policy they no longer want into more cash then the simple surrender value.